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作为对中央提出农村土地“三权分离”改革的一项重要实践,四川省成都市温江区日前完成了首笔农村土地经营权抵押贷款。专家表示,与正常的商业贷款不同,农地经营权抵押存在难以控制的偿还风险,值得警惕。农历新年刚过,41岁的温江苗木商郭朝建又从银行获得了一笔62万元的贷款,虽然这笔贷款与以往的贷款相比,并不算是一笔大数目。但这笔贷款却是郭朝建用122亩的农村土地经营权做抵押带来的。在温江,用种植在土地上的苗木做抵押向银行贷款已有多年,但这次,郭朝建只提供了流转合同、营业执照以及
As an important practice of reforming the “separation of the three powers” proposed by the central authorities in rural areas, Wenjiang District, Chengdu, Sichuan Province, recently completed the first mortgage loan for rural land management rights. Experts say that unlike normal commercial loans, there is an unmanageable risk of repayment of the mortgage of agricultural land rights and should be wary. Just after the Lunar New Year, Guo Chajian, a 41-year-old seedling trader from Wenjiang City, obtained another loan of 620,000 yuan from the bank. Although this loan is not a large sum compared with previous loans, However, this loan was Guo Chao built with 122 acres of rural land management rights to do the mortgage. In Wenjiang, loans have been borrowed from banks for seedlings planted on the land for many years. However, this time, Guo Chaojian only provided circulation contracts, business licenses and