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假设你的公司正在考虑发放今年的年终奖。考虑到目前的财务状况,公司提出这样两种奖金发放方式:如果现在就要的话,只有6000元;如果把这6000元买集资券,等到来年五月份,公司会返回你7500元。面对这样的情况,你会怎么选择?相信,不同的人会有不同的决策。造成这种差异的,是决策中的“延迟折扣”现象。当一种正面的结果被延迟,这种结果的主观价值会随着时间的延长而减少。因此,当人们在一个即时可得的次等选项和延迟的优等选
Suppose your company is considering issuing this year’s year-end bonus. Taking into account the current financial position, the company proposed such two bonus distribution methods: If it is necessary, then only 6,000 yuan; if the 6,000 yuan to buy securities, wait until next May, the company will return you 7,500 yuan. In the face of such a situation, how would you choose? Believe that different people will have different decisions. This difference is caused by the “delayed discount” phenomenon in the decision-making process. When a positive result is delayed, the subjective value of such a result diminishes over time. So when people are on a short list of second-best options and delayed ones