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央行行长周小川在接受国内媒体采访时说,央行调整房贷政策,为的是提醒商业银行要增强风险意识,要在深入研究和估计存款成本、费用成本、中长期违约率等基础上,拿出自己发展房贷业务的判断来。而房地产价格上升偏快。如不加以调控是有风险的,对未来要购房、租房的广大居民也将有损害。
Central Bank Governor Zhou Xiaochuan said in an interview with the domestic media that the central bank adjusted its mortgage policy in order to remind commercial banks to enhance their risk awareness. They should study and estimate deposit costs, cost and long-term default rates on the basis of in-depth study and estimation Out of their own mortgage business to judge. The real estate prices rise too fast. If it is not regulated, there is a risk that the residents who want to purchase houses and rent houses in the future will also be harmed.