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近年来,随着银行存款利率不断降低,民间借贷又呈上升趋势。值得注意的是,由于当事人缺乏应有的法律知识,加之民间借贷又是一种自发、分散的活动,很容易发生违约现象,造成经济纠纷,影响社会安定。结合实践中容易发生的纠纷,防患于未然,民间借贷应注意下列五个问题。 1.要防止高利息、利滚利 民间借贷具有为追求高利息而冒险投机的倾向。据调查.目前民间借款除
In recent years, with the continuous reduction of bank deposit rates, private lending has shown an upward trend again. It is noteworthy that due to the lack of due legal knowledge and the fact that private lending is a kind of spontaneous and scattered activity, it is very easy to have a default, causing economic disputes and affecting social stability. In light of the disputes that may easily occur in practice, take precautionary measures and the following five issues should be paid attention to in private lending. 1. To prevent high interest rates, non-performing loans have the risk of speculation in the pursuit of high interest rates. According to the survey, at present, except for non-governmental loans