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近年来,随着铜仁地区场经济的不断发展,民间高利贷在我区迅速发展,并呈日趋蔓延之势。尤其是以赌博、享乐、工程诈骗等为特征的恶性高利贷,引发一系列社会、经济问题,严重影响了社会的安定和谐,阻碍了我区社会、经济的全面健康发展。为此,笔者从理论上提出治理高利贷的政策建议,期望能够对政府和金融监管机构的治理决策提供一定的借鉴参考作用。
In recent years, with the continuous economic development of Tongren district, the non-profit usury has developed rapidly in our region and has been gradually spreading. In particular, the vicious usury, characterized by gambling, hedonism and project fraud, has triggered a series of social and economic problems that have seriously affected the stability and harmony of society and hindered the all-round healthy development of our society and economy. Therefore, the author puts forward theoretically the policy suggestion of governing usury loan, hoping to provide some references for government and financial regulators to make governance decisions.