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债转股的处置方式政策 剥离不良资产的范围：按以前贷款分类办法即逾期、呆滞和呆帐贷款，其中待核销呆帐以及１９９６年以来新发放的并已经逾期的贷款不属于此次剥离范围。 不良资产的处置方式：四家公司承接不良资产后，综合运用出售、置换、资产重组、债转股、证券化等方法
Disposal of Debt to Equity Swap Policy Range of NPLs: Overdue, sluggish and doubtful loans according to the previous classification of loans, of which delinquent write-offs and new loans that have been overdue since 1996 are not part of this divestiture range. Disposal of Non-performing Assets: After the four companies have undertaken the non-performing assets, the Company integrated the methods of sale, replacement, asset restructuring, debt-to-equity swap and securitization