论文部分内容阅读
随着小额贷款进入农村金融市场,在市场需求及政政府职能部门的支持的同时,存在着公司运行风险和农业金融风险。公司运行风险主要是信用风险。对于农业金融风险,只能依靠国家补贴来控制。在快速发展经济的新形势下,每个国家都在寻找发展适合于本国经济的新途径,但在发展经济的是同时面临不同程度的资金短缺问题。小额贷款公司的融资作为一种新兴的资金储备方式,对于解决借贷资金短缺问题提供了一条新思路,得到很多很多发展中国家的关注,这些资金广泛应用于农村基础工程项目的建设,使其不断拓宽小额贷款融资渠道,本文对小额贷款风险管理中存在的问题进行了分析,并提出了相应的解决策略
As microfinance enters the rural financial markets, there are risks of corporate operation and agricultural finance in addition to market demand and the support of government departments. The company’s operational risk is mainly credit risk. For agricultural financial risks, we can only rely on state subsidies to control. Under the new situation of rapid economic development, every country is looking for new ways to develop its own economy. However, in the course of developing its economy, it is facing the problem of shortage of funds in varying degrees at the same time. As an emerging means of fund reserve, the financing of small loan companies provides a new idea for solving the shortage of borrowing funds and attracts many, many developing countries’ attention. These funds are widely used in the construction of rural basic engineering projects to make them Continue to broaden the microfinance financing channels, this paper analyzes the problems existing in the micro-loan risk management and puts forward the corresponding solutions