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随着农村医疗卫生系统的市场化改革和合作医疗的解体 ,农民失去了最基本的健康保障。多层次的农村健康保障体系亟待建立。商业健康保险是多层次健康保障体系中的重要支柱。目前开发农村地区对于商业健康保险的潜在需求在经济上是可行的。进一步提出了发展农村商业健康保险的建议。
With the market-based reform of rural health care system and the disintegration of cooperative medical care, peasants have lost their basic health protection. Multi-level rural health security system needs to be established urgently. Commercial health insurance is an important pillar in a multi-level health insurance system. The current potential for developing commercial health insurance in rural areas is economically viable. Further proposed the development of rural commercial health insurance recommendations.