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对工薪族来说,收入主要有两个来源——工资收入和理财收入。在只有工作收入没有理财收入的情况下,积累人生第一个10万,通常是需要相当毅力的,而要积累第二个10万,就有很多捷径可走了,因为有了理财的本钱,钱生钱就容易多了。目前银行存款利率比较低,钱放在银行里不动,利息还不够弥补物价上涨。所以,一旦有了理财的本钱,就不能只靠工资收入了,应逐步提高理财收入在总收入中的比重。随着年龄的增长,以理财收入逐步取代工资收入是必经的过程。及早开始理财,就有机会提
For salaried workers, there are two main sources of income - wage income and wealth management income. In the case of work income without financial management income, the accumulation of the first one hundred thousand lives, usually requires considerable perseverance, and to accumulate a second one hundred thousand, there are many shortcuts, because of the cost of financial management, Money money easier. At present, bank deposit interest rates are relatively low, money is not on the bank, and interest rates are not enough to make up for price increases. Therefore, once the financial management of the capital, we can not rely solely on wage income, and should gradually increase the financial income in the proportion of total revenue. With age, the gradual replacement of wage income by wealth management income is a necessary process. Early start managing money, there is a chance to mention