互联网金融发展的问题、风险和监管建议

• 作 者: 南京市农村金融学会课题组 李宝贵 孙建平 孙大忠 杨晓军 马其亮
• 出 处: 现代金融
• 发表日期: 2017年02期
• 关键词: 互联网金融发展 监管建议 互联网金融业务 互联网金融消费者

当前,我国经济进入新常态,面临着较大的下行压力,随着科技与互联网技术的发展,互联网金融的快速推进也是对传统金融业的有益补充。发展与风险一直是一个不可避免的话题,当代互联网金融强盛发展,伴随其左右的也就是风险。本文对目前互联网金融发展中存在的问题及风险进行分析并提出对应的监管建议。

At present, the economy of our country has entered a new normal and faces great downward pressure. With the development of technology and Internet technology, the rapid advance of Internet finance is also a useful supplement to the traditional financial industry. Development and risk have always been an inevitable topic. With the rapid development of contemporary Internet finance, the risk associated with it is also risky. This article analyzes the problems and risks in the current Internet finance development and puts forward the corresponding regulatory advice.