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加入WTO后 ,我国保险市场的对外开放格局发生了深刻变化 ,再保险本身所具有的开放性和国际性特点 ,使再保险领域必将成为未来市场主体首轮较量的焦点。因此 ,中资保险公司只有大力发展再保险业务 ,才能有力应对入世竞争。中资保险公司应从以下几方面入手做好再保险实务 :大力开展合同分保业务 ,努力扩大风险承保能力 ;充分发展特约临分业务 ,切实改善业务质量 ;合理安排超赔保障 ,有效分散大灾风险 ;科学界定工作流程 ,协调各环节关系 ;培养和组建再保险人才队伍。
After joining the WTO, the pattern of the opening up of China’s insurance market has undergone profound changes. The reinsurance itself has the characteristics of opening up and internationalization, so that the reinsurance sector will surely become the focus of the first round of market players in the future. Therefore, the Chinese insurance companies only vigorously develop the reinsurance business, can effectively cope with competition in the WTO. Chinese insurance companies should start with the following aspects of reinsurance practice: vigorously carry out the contract reinsurance business, and strive to expand the risk of underwriting capacity; fully develop special service points, and effectively improve the quality of business; reasonable arrangements for ultra-loss protection, the effective diversification of catastrophe risk ; Define the work flow scientifically and coordinate the relations among all links; cultivate and set up reinsurance personnel team.