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八、信用保证保险CREDIT & BOND INSURANCE 以前,信用、保证保险不属于商业保险公司的业务范围,随着国际间经济交往的日益发展,社会上对提供信用及保证的要求越来越多,故此,保险公司也开办了此项保险业务、信用、保证保险是由保险公司承担商业信用风险的一种保险。信用保险与保证保险不同,信用保险是保险公司根据商业合同A方的要求,担保合同B方能依约履行合同,如果B方丧失信用而使A方在经济上受到损失,A方损失由保险公司(担保人)赔偿的一种保险。保证保险与信用保险按工作流程表来看,正好是反方向运行。保证保险是被保证人(合同A方)根据权
VIII. CREDIT & BOND INSURANCE In the past, credit and guarantee insurance did not belong to the business scope of commercial insurance companies. With the continuous development of international economic exchanges, there is an increasing demand for credit and guarantee in the community. Therefore, Insurance companies also set up the insurance business, credit, insurance is a guarantee by the insurance company commercial credit risk insurance. Credit insurance is different from guaranteed insurance. According to the requirements of Party A of the commercial contract, the insurance company can guarantee contract B to perform contract according to contract. If Party B loses credit and causes Party A to suffer financial loss, Party A losses from insurance Company (guarantor) a kind of insurance compensation. Guarantee insurance and credit insurance According to the work flow chart, just the opposite direction. Assured insurance is the guarantor (contract A side) under the right