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2010年以来新型农村合作医疗(以下称新农合)制度基本覆盖全国农村居民,该制度是由政府组织、引导、支持,农民自愿参加,个人、集体和政府多方筹资,以大病统筹为主的农民医疗救助共济制度。基金监管机构能够进行基金支付环节的风险分析以及拥有良好的控制体制才能够既能保证基金支付环节资金的安全和有效使用,又能够确保新农合基金支付环节工作的正常运转,最终才能达到广大农民疾病和健康保障的目的。因此,本文对新农合基金支付环节风险分析及采用的控制措施进行研究,期望通过其触动基金监管机构对基金支付环节进行风险分析并采取有效的控制措施以真正达到农民医疗救助共济目的。
Since 2010, the new rural cooperative medical system (hereinafter referred to as the “new rural cooperative medical system”) basically covers rural residents throughout the country. The system is composed of government organizations, guidance and support, voluntary participation of peasants, multi-financing by individuals, collectives and governments, Farmers Medical Assistance Mutual aid system. Fund regulatory agencies can carry out risk analysis of the fund payment link and have a good control system in order to both ensure the safe and effective use of funds in the payment of funds and to ensure the normal operation of the payment of funds for the new rural cooperative funds so as to eventually reach the broad Peasant disease and health protection purposes. Therefore, this paper studies the risk analysis and the control measures of the new rural cooperative fund payment and hopes to reach the goal of realizing the medical aid together with the farmers through the risk analysis and the effective control of the fund regulatory agencies.