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所谓信用，是指民事主体所具有的经济能力在社会上获得的相应的信赖与评价。有信用关系 就产生信用记录，信用记录的留存即成为“信用档案”。 一、调查概述 在我国社会向社会主义市场经济转型的演进过程中，企业与个人的市场行为成为影响一 个地区外部形象最主要、最直接、最
The so-called credit, refers to the economic power of civil subjects in the community to obtain the appropriate trust and evaluation. Credit relations have a credit record, credit record retention becomes “credit file.” I. Overview of the Survey In the course of the social transformation of our society to the socialist market economy, the market behavior of enterprises and individuals has become the most important, direct and decisive factor affecting the external image of a region