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外资银行的全面进入将使二手房房贷业务的竞争白热化。由于外资银行进入后会带来更多先进的金融信贷理念,而年轻人比较容易接受,在市场争夺上将使中外资银行的竞争更加激烈。在刚涉足人民币业务之初,四家获得法人资格的外资行就明确提出把房贷作为他们优先发展的人民币零售业务之一。外资银行在争夺房贷市场上攻势迅猛,以期在短期内尽快占领市场。
The full entry of foreign banks will make second-hand housing mortgage business intense competition. Since foreign banks will bring more advanced concepts of financial credit after their entry, young people will find it easier to accept that the competition between Chinese and foreign banks will intensify the competition in the market. At the very beginning of the Renminbi business, four foreign-funded banks that qualified as legal persons made it clear that using their mortgages as one of the renminbi retail businesses that they prioritized. Foreign banks in the fight for the rapid mortgage offensive market, with a view to occupying the market as soon as possible in the short term.