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中小企业融资难是我国金融业长期存在的一个问题。在近几年面临国家不断收缩银根,人民币升值等外界压力的前提下,中小企业的生存发展受到了相当大的挑战。2011年发生的浙江大量中小企业倒闭,温州老板跑路现象说明,如不重视中小企业融资难问题,将对我国的制造业甚至整个国民经济带来不可估量的影响。本文将对中小企业融资难的影响因素进行分析并推出可行性建议。
SME financing is a long-standing problem in China’s financial industry. In recent years, under the premise of the external pressure such as the constant monetary tightening and the revaluation of the renminbi, the survival and development of SMEs have faced considerable challenges. The large-scale failure of small and medium-sized enterprises in Zhejiang in 2011 and the phenomenon of Wenzhou boss running away from the road indicate that if they fail to pay attention to the financing difficulty of small and medium-sized enterprises, they will have an immeasurable impact on China’s manufacturing industry and even the entire national economy. This article will analyze the impact of SME financing difficulties and put forward feasible suggestions.