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在系统研究休闲农业企业融资存在的问题及其原因的基础上,提出了解决休闲农业企业融资问题的政策和建议。从政府层面的政策支持来看,地方政府应积极出台发展休闲农业企业的相关支持政策,全面落实和合理执行休闲农业企业的相关补贴政策,加大政府投入力度,切实加强休闲农业基础设施建设。从金融机构的扶持策略来看,应适当放宽抵押贷款条件,发展多层次农村金融体系,积极完善农村信用担保体系。从休闲农业企业自身来看,巧用银行信贷策略、拓展股份制融资策略和积极探索BOT融资策略,是缓解休闲农业企业融资难的有效策略。
Based on the systematic study of the problems existing in the financing of leisure agricultural enterprises and their causes, the policies and suggestions on the financing of leisure agricultural enterprises are put forward. From the perspective of government support, local governments should actively introduce relevant supportive policies for the development of leisure agriculture enterprises, fully implement and rationally implement relevant subsidy policies for leisure agriculture enterprises, increase government investment and earnestly strengthen the construction of leisure agriculture infrastructure. From the perspective of financial institutions’ support strategy, the mortgage loan conditions should be appropriately relaxed, the multi-level rural financial system should be developed and the rural credit guarantee system should be actively improved. From the perspective of the leisure agriculture enterprises themselves, it is an effective strategy to ease the financing difficulty of the leisure agriculture enterprises by skillfully using the bank credit strategy, expanding the joint-stock financing strategy and actively exploring the BOT financing strategy.