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在目前农业发展银行分行以下组织机构不健全,基层业务由农行代理的情况下,如何做好扶贫贷款工作是一个新的课题,笔者结合吉林省的实际,谈些做法和想法。一、扶贫贷款的运作为了确保农发行对扶贫贷款的决策权和管理权,我们根据两总行协议的精神,明确要求市、县、农行作为农发行的代理行,直接对省农发行扶贫贷款负责,排除其他一些不必要参与,使扶贫贷款管理走上正常轨道。1、组织代理行编制扶贫贷款计划。省农发行成立后,首先向代理行明确扶贫贷款范围、种类、计划编报方法及操作要求,采取“双线”上报项目的办法,即由
Under the current situation that the following branches of the Agricultural Development Bank branch are not sound and the grassroots businesses are represented by the Agricultural Bank of China, how to do a good job in helping the poor loans is a new issue. The author, combining with the actual situation in Jilin Province, discusses some practices and ideas. 1. Operation of Poverty Alleviation Loan In order to ensure the decision-making and management power of ADBC against poverty-stricken loans, according to the spirit of the agreement between the head office and the bank, we clearly demanded that city, county and agricultural bank act directly as agent banks of ADBC for poverty alleviation loans , Excluding other unnecessary participation, so that poverty alleviation loan management on the right track. 1, organize the agency line preparation of poverty alleviation loan plan. After the establishment of the Provincial Agricultural Development Bank, first of all to the agency clear the scope of poverty alleviation loans, types, planning methods and the preparation of operational requirements, to take “double line” to report the project approach, from