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家庭理财方案的设定繁杂而重要。小到吃穿用度,大到儿女的教育基金、父母的养老基金等都需要合理地做出理财分配。现代人的收入来源五花八门,投资渠道也种类繁多。每一位家庭成员的收支都是要囊括进来的部分。建议通过收益表、支出表和资产负债表来列出详情。
The setting of family financial plan is complicated and important. Small enough to spend on clothing, education funds to children, parents’ pension funds, etc., all need to make a rational allocation of wealth. Modern sources of income varied, investment channels are also a wide range. Each family member’s income and expenditure are to be included in the part. It is advisable to list the details by using the income statement, expense statement, and balance sheet.