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作为资金紧张表现形态之一,企业间的拖欠货款问题引起全社会的天注。但我们目前对此问题的一些认识和做法,都仅限于表层,没有涉及到实质,存有较大的偏差。一、不能成立的几种认识“三角债”的成因是紧缩。有许多人认为,由于收紧银根,企业的资金供应受到限制,因而支付能力不足,拖欠问题加重。这种认识缺陷在于就事论事,脱离了生产的背景。第一、收紧银根措施是在贷款投放超量基础上实施的。很长时闻以来,银行贷款居高不下,并不断增加,其增长幅度远远超过企业利润和产值的增长,已经大于正常生产的需求量。在这种情况下,停止增加新的不合理贷款规模。并不会影响整个社会的正常资金需求总量。而且,紧缩仅仅在于缓增贷款规模。并没有压缩既定的贷款总额。所投放的贷款目前仍大于实
As one of the forms of tight financial performance, the problem of arrears in payments between enterprises has caused the whole community to notice. However, some of our current understandings and practices on this issue are limited to the surface. There is no mention of the substance and there are major deviations. I. Several kinds of understanding that cannot be established are caused by the tightening of the “triangular debt”. Many people believe that due to the tightening of monetary policy, the supply of funds to enterprises has been limited, so their capacity to pay has been insufficient, and arrears have increased. This kind of cognitive defect lies in the fact that it is a matter of fact and it is out of the context of production. First, the tightening of monetary incentives is implemented on the basis of excess loans. Since a long time ago, bank loans have remained high and have continued to increase. The growth rate has far exceeded the growth of corporate profits and output value, and has exceeded the demand for normal production. In this case, stop increasing the scale of new unreasonable loans. It will not affect the total amount of normal funds needed by the entire society. Moreover, the tightening only lies in increasing the scale of loans. And did not compress the total amount of the loan. The loan placed is still larger than actual