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随着我国进入工业化中期阶段,国家提出了转变经济发展方式的战略思路。作为现代金融业的重要组成部分,保险业具有经济补偿、资金融通、社会管理三大的功能,对于经济发展有重要贡献。分析表明,通过合理的产业政策引导,保险业能够对经济增长需求结构、产业结构、要素结构的优化产生积极影响。在此基础上,本文围绕实现“三个转变”的要求,提出了保险业服务经济发展方式转变的政策建议。
As China enters the middle stage of industrialization, the country has put forward a strategic thinking of transforming the mode of economic development. As an important part of the modern financial industry, the insurance industry has the functions of economic compensation, financial intermediation and social management, making an important contribution to economic development. The analysis shows that through reasonable industrial policy guidance, the insurance industry can positively impact the demand structure, industrial structure and factor structure of economic growth. On this basis, the paper puts forward the policy recommendations for the transformation of the development mode of service economy in insurance industry around the requirements of “three changes”.