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我国金融体制改革逐步深化,大量的金融机构以及各色的信贷业务纷纷涌现,金融市场竞争剧烈,信贷风险在进一步加大,信用风险管理重要性更为突出。文章笔者首先简单阐述了财务公司风险管理自身的特点,进而分析了财务公司信贷客户信用风险管理存在的问题,进而针对相关问题提出了一系列对应措施。
With the gradual deepening of China’s financial system reform, a large number of financial institutions and various credit businesses have emerged. The financial market has fierce competition. The credit risk is further increased, and the importance of credit risk management is even more prominent. The author first briefly describes the characteristics of the financial company’s risk management, and then analyzes the problems existing in the credit risk management of the financial company’s credit customers, and then puts forward a series of countermeasures against the related problems.