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商业银行成本控制是指其在经营活动过程中依据既定的成本目标,对实际发生的成本和费用进行严格的审核和监督,发现并纠正经营过程中偏离成本目标的差异,防止和克服成本损失和浪费,不断降低成本,保证更好地实现成本目标,促进银行提高经营效益。近几年,随着我国金融体制改革的不断深入,商业银行在我国经济发展中的作用日益增强。但是,部分商业银行也同时出现了效益下滑的局面,究其原因,除客观经济环境的影响外,也与商业银行内部财务管理薄弱,尤其是缺乏系统、有
The cost control of commercial banks refers to strictly checking and supervising the actual costs and expenses in accordance with the established cost targets in the course of business activities, finding and correcting the deviation from the cost targets in the operation process, preventing and overcoming the cost loss and Waste, continue to reduce costs and ensure better realization of cost targets, and promote banks to improve operational efficiency. In recent years, with the continuous deepening of China’s financial system reform, commercial banks play an increasingly important role in the economic development of our country. However, some commercial banks also saw a decline in efficiency at the same time. The reason for this is that apart from the impact of the objective economic environment, commercial banks are also weak in internal financial management. In particular, there is a lack of systematic,