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中国人民银行宣布从1998年1月1日起,取消对国有商业银行贷款限额的控制,将原来对国有商业银行贷款增加量管理的指令性计划,改为指导性计划,在逐步推行资产负债比例管理和风险管理的基础上,实行“计划指导,自求平衡,比例管理,间接控制”的新的管理体制。这是把国有商业银行办成真正的商业银行,使之成为自主经营、自担风险、自负盈亏、自我约束的独立的经济法人的重要举措。
The People’s Bank of China announced that since January 1, 1998, the control on the loan quotas of state-owned commercial banks will be lifted and the original mandatory plan for the management of incremental loans to state-owned commercial banks will be changed to a guiding plan. In the process of gradually implementing the ratio of assets and liabilities Management and risk management, based on the implementation of “planning guidance, self-balancing, proportional management, indirect control ” of the new management system. This is an important measure for turning state-owned commercial banks into genuine commercial banks and making them independent economic corporations operating their own businesses at their own risk, self-financing and self-restraint.