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养老保险基金是老百姓的保命钱,但是,由于诸多原因,保命钱却得不到保障。 1、养老保险覆盖不到位。除国有企业和部分事业单位、集体企业外,还有部分事业单位、集体企业、外资企业以及大部分私营企业和个体经济从业人员游离在社会养老保险之外。还有不少地方的政府公务员也没有真正进入社会养老保障范围,占全国总人口80％的农村人口的老年保障问题也尚待解决。
Endowment insurance fund is the people’s life-saving money, but, for many reasons, life-saving money can not be guaranteed. 1, pension insurance coverage is not in place. In addition to state-owned enterprises, some institutions and collective enterprises, some public institutions, collective enterprises, foreign-funded enterprises, most private-owned enterprises and individual economic workers are free from social endowment insurance. In many places, government civil servants have not really entered the social security system for old age, and the security of the elderly in the rural population, which accounts for 80% of the total population, has yet to be solved.