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随着社会主义市场经济的发展,保险市场已逐步形成和发展。保险业的竞争日趋激烈,保险利润逐步趋于社会资金平均利润率,资金运用将成为保险企业提高经济效益的重要渠道。看江苏保险资金运用这几年的发展,不难看到,资金运用的规模日渐扩大,形式已由单一的贷款业务发展到投资、拆借、证券等多个方面,建立了省市两级资金运用体制,取得了较好的经济效益和社会效益,但也发现了一些问题。其中主要的资金安全性日益困扰着资金运用工作,
With the development of the socialist market economy, the insurance market has gradually taken shape and developed. The competition in the insurance industry is getting fiercer and fiercer. The insurance profit gradually tends to the average profit rate of the social capital. The use of funds will become an important channel for the insurance enterprises to enhance their economic benefits. Looking at the development of insurance funds in Jiangsu over the past few years, it is not difficult to see that the scale of fund utilization has been gradually expanding. The form has been expanded from a single loan business to investment, lending, and securities. It has established a system of funds utilization at the provincial and municipal levels , Achieved good economic and social benefits, but also found some problems. One of the major financial security increasingly plagued the use of funds,