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自从我国推出了医疗保险之后,老年人医疗服务水平的利用率大大提高。医疗费用占老年人总支出的比例越来越大,及时就医的情况得到很大的改善。就我国当前医疗水平以及医疗保险的覆盖率来看,城乡区域的医疗保险存在较大的差异。经济发展迅速的城市能够获取先进的医疗技术,而农村的医疗保险却起不到很大的作用。但总体来说,医疗保险的出现使老年人更加注重自己的身体状况,也降低大多数家庭的医疗负担。基于此,本文主要阐述医疗保险对老年人医疗支出方面与身体健康方面产生的影响。
Since the introduction of medical insurance in our country, the utilization rate of medical service for the elderly has greatly increased. The proportion of medical expenses in the total expenditure of the elderly is increasing, and the timely medical treatment has been greatly improved. In terms of the current level of medical care in our country and the coverage rate of medical insurance, there are big differences in medical insurance in urban and rural areas. Cities with fast-growing economies are able to access advanced medical technology, while rural health insurance does not play a significant role. Overall, however, the emergence of health insurance places older people more focused on their own health and reduces the medical burden on most households. Based on this, this article focuses on the impact of Medicare on health care expenditures for the elderly and their health.