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今年以来,银行全而压缩信贷,使许多二轻企业的流动资金严重不足.今年年初,银行根据罗田二轻集体企业的家底和生产计划,核定流动资金贷款计划数为218万元,三月份银行将贷款额压缩到153万元,比原计划减少了30%,在这种情况下,多数企业面临着停产的危险.该县轻工业局和城关镇委为此对各企业组织四次“病情会诊”,提出了八项措施. 一、催收应收销货款和职工欠款.罗田塑料二厂应收销货款占流动资金总额的70.9%.该厂对收款人员实行经济责任制.如每人每月收回10,000万元,出差补助和工资照发,每超收10,000元,奖20元,收回8,000元以上者,发出差补助80%,工资照发,收回5,000元以上者只发基本工资,收款低于5,000元者只发50%的工资.截止6月底,共收回应收款34万元,保证了生产的顺利进行. 二、组织力量积极推销库存产品.罗田塑料一厂的成品资金占流动资金总额的
Since the beginning of this year, banks have all compressed credit, which has caused serious shortages of liquidity for many second-tier companies. Earlier this year, the bank approved a 2.18 million yuan liquidity loan plan based on the home and production plan of Luotian Second-Light Collective Enterprises. The bank reduced the amount of loans to 1.53 million yuan, a 30% reduction from the original plan. In this case, most companies are in danger of stopping production. The county Light Industry Bureau and the Chengguan town committee organized four “sick conditions” for each enterprise. “Consultation”, put forward eight measures. First, to collect receivables and employee arrears. Luotian Plastics Factory II accounts receivable accounts for 70.9% of the total liquidity. The factory implements economic responsibility system for recipients. Each person recovers 100 million yuan per month, travel allowances and wages are paid, each exceeds 10,000 yuan, 20 yuan is rewarded, and more than 8,000 yuan is recovered. 80% of the allowance is issued, and the wages are issued. Those who recover 5,000 yuan or more only pay basic wages. For those with less than 5,000 yuan, only 50% of the salary is paid. By the end of June, a total of RMB 340,000 was collected to ensure the smooth progress of production. Second, the organization actively promoted inventory products. The finished product of Luotian Plastics Factory 1 The total amount of liquidity