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通常,投保人做出投保主险决定以后,保险人就会向被保险人提供一揽子的附加险供投保人选择。面对保险人提供的琳琅满目的附加保险产品,投保人大有乱花渐欲迷人眼的无所适从的感觉。其实,投保人在投保主险以后,选择性价比高的附加险当然必不可少,但要在投保的主险种之后如何做到科学、合理配置附加险,笔者以为投保人需要明白附加险对于主险的几个不同点、关注科学选择附加险的七个方面,进而选择好适合自己的附加险为己所用。
Generally, after the insured makes the decision of insuring the insurance, the insurer will provide the insured with a package of additional insurance for the insured’s choice. In the face of the assortment of insurance products offered by the insurer, the insured person has a great deal of frustration at the loss of their eyes. In fact, the insured in the insurance after the main insurance, the choice of cost-effective additional insurance is of course essential, but after the insurance coverage of how to do a scientific and reasonable allocation of additional insurance, I think the insured need to understand the additional insurance for the main insurance In several aspects, focusing on science to choose seven aspects of additional risk, and then choose the right for their own additional risk for their own use.