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以贷收息是明令禁止的金融违规行为,对金融事业的健康发展具有极大的危害性,与金融风险防范的基本要求也是背道而驰的。但据了解,目前金融机构以贷收息仍带有相当大的普遍性,究其原因,主要有以下几点:
Loan interest income is a banned financial irregularities, the healthy development of financial causes is extremely harmful, and the basic requirements of financial risk prevention is also contrary. However, it is understood that the current interest rate lending by financial institutions still carries a considerable degree of universality. The reasons are as follows: