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一、民间借贷:过去及现在在我国,民间借贷源远流长、历史悠久,早在三千多年前的西周文献中就有关于它的记载。隋唐时,随着生社会产力的提高,民间借贷日益兴盛,出现了质库、公廊、柜坊等专业借贷机构。至近现代,虽然银行贷款成为借贷主流,但是当铺、银铺、钱庄和票号等传统借贷机构仍然大量存在。然而值得玩味的是,在相当长的历史时期内,
First, private lending: past and present in our country, private borrowing goes back to ancient times, has a long history, as early as 3000 years ago in the Western Zhou Dynasty literature there about it. Sui and Tang Dynasties, with the improvement of social and social productivity, the growing popularity of private lending, there have been professional libraries, corridors, counter and other specialist lending institutions. In the modern era, although bank loans have become the mainstream of lending, the traditional lending institutions such as pawnshops, silver shops, banks and ticket numbers still exist in large numbers. However, it is worth pondering that, for a long period of time,