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2013年被称为互联网金融元年。然而,随着规模扩大,相关问题也不断凸显,各种风险事件频繁发生。面对新的问题,监管者不断寻求鼓励创新和控制风险的平衡点,研究制定相关监管举措。事实上,在互联网金融风险管理方面,英美等国家也经历了一个逐渐探索、规范的过程。他们的监管经验或许
2013 was called the first year of internet finance. However, with the expansion of the scale, related issues have also been constantly highlighted, and various risk events have occurred frequently. Faced with new problems, regulators continue to seek to encourage innovation and control of the balance of risk, research and development of relevant regulatory initiatives. In fact, in the aspect of Internet financial risk management, countries like Britain and the United States have undergone a process of gradually exploring and standardizing. Perhaps their regulatory experience