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为了进一步扩大内需市场,促进和规范个人消费业务的健康有序发展,今年3月3日,中国人民银行发布了《关于开发个人消费信贷指导意见》,力促消费信贷。消费信贷已成为当前经济生活中的热点问题。然而,消费信贷能否吊起消费者的胃口?今后消费信贷能否“火遍神州”呢?消费信贷缘何难受青睐 所谓消费信贷,用最通俗的话来说就是借钱消费或赊账消费。据资料介绍,美国消费信贷占到70％,法国的26％、日本的50％的汽车销售都是通过信贷实
In order to further expand the domestic market and promote the healthy and orderly development of personal consumption business, the People’s Bank of China released the “Opinions on Developing Personal Consumer Credit” on March 3 this year, urging consumer credit. Consumer credit has become a hot issue in the current economic life. However, consumer credit can lift the appetite of consumers? The future of consumer credit can “fire”? Consumer credit why uncomfortable so-called consumer credit, in the most popular terms is to borrow money or credit consumption. According to the information, the United States accounted for 70% of consumer credit, France 26%, 50% of Japan’s car sales are done through credit