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对国有商业银行不良贷款实施监管的难点□郑兴国目前，我国国有商业银行的逾期贷款、呆帐、坏帐等不良资产已占贷款总资产的相当比例。信贷资产质量的低劣，已直接影响到国有商业银行的发展。如何监管不良贷款以促进资产质量的根本好转无疑是人民银行监管工作的一大课题。...
Difficulties in Regulating Non-Performing Loans in State-owned Commercial Banks □ Zheng Xingguo At present, non-performing loans such as overdue loans, bad debts and bad debts in China’s state-owned commercial banks account for a considerable proportion of total loans. The poor quality of credit assets has directly affected the development of state-owned commercial banks. How to supervise non-performing loans to promote the fundamental improvement of asset quality is undoubtedly a major issue for the supervision of the PBC. ...