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银行的综合档案室存放着各种原始凭证、帐本、报表、重要文件、现场记录及大量声像档案,其重要程度并不亚于银行的金库和重要凭证库。综合档案室存放的大量珍贵资料真实地反映着银行的整个经营情况,是银行保护自身权益,维护公众利益的重要法律依据。现有的银行查档制度既未制定统一的行业标准,又缺乏各种必要的限制,经常出现的借查档搜集特定储户的存款资料,窃取经济往来中的相关信息,销毁原始凭证、帐页等违法案件,无不与现有查档制度的不严谨有关。为此,银行的综合档案室应实行查档授权制。一、授权制与登记制、审批制相比,有更清晰的法律层次在市场经济条件下,银行综合档
The bank’s comprehensive archives store a variety of original vouchers, books, reports, important documents, on-site records and a large number of audio-visual files, its degree of importance is no less than the banks vaults and important vouchers. The large amount of precious data stored in the archives truly reflects the entire operation of the bank and is an important legal basis for banks to protect their own interests and safeguard public interest. The existing bank filing system neither establishes a uniform industry standard nor lays down the necessary restrictions. Frequently, it uses borrowed documents to collect deposit information of specific depositors, steal relevant information in economic transactions, destroy original documents and account pages And other illegal cases, all with the existing file system is not rigorous investigation. To this end, the bank’s comprehensive archives should be archived authorization system. First, the authorization system and the registration system, compared with the examination and approval system, a clearer legal hierarchy In a market economy conditions, the bank integrated file