论文部分内容阅读
债券作为保险资金首选的投资工具,在保险公司的投资组合中本应占据主导地位,但我国保险资金投资于债券的比例不仅偏低,甚至还有下降趋势。随着我国投融资体制改革的不断推进,债券市场的发展为保险资金运用带来了难得机遇。 近年来,随着保险业的快速发展,可运用的资金大量增加,国家开始逐步放宽保险资金运用渠道。从1995年保险资金可以购买国债,到1998年保险资金允许进入全国银行同业拆借市场,到1999年保险资
As the preferred investment instrument of insurance funds, bonds should occupy a dominant position in the portfolio of insurance companies. However, the proportion of China’s insurance funds invested in bonds is not only low but also declining. With the continuous reform of the investment and financing system in our country, the development of the bond market has brought a rare opportunity for the use of insurance funds. In recent years, with the rapid development of the insurance industry, a substantial increase in available funds, the state began to gradually relax the use of insurance funds. From the 1995 insurance funds can purchase treasury bonds, insurance funds allowed to enter the national interbank market in 1998, to 1999 insurance