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去年以来,我国银行业贷款出现了前所未有的增长速度,在各家商业银行贷款快速增长的同时,作为主要为“三农”服务的农村信用社也出现了贷款超常增长的局面。为了弄清贷款增长较快的原因以及增长是否合理、有无风险及风险程度,2003年9月底至10月初,我们对全省农村信用社系统2003年18月贷款增长情况进行了认真检查,重点抽查了贷款增速较快的22个县、市联社和83个信用社,并对检查情况进行了认真细致汇总和全面综合分析,提出相应的对策建议。
Since last year, China’s banking loans have enjoyed an unprecedented rate of growth. While loans from commercial banks have risen rapidly, the rural credit cooperatives that serve mainly “agriculture, rural areas and farms” have experienced extraordinary lending growth. In order to understand the reasons for the rapid loan growth and whether the growth is reasonable, with or without risks and risks, from the end of September to the beginning of October, 2003, we carefully examined the loan growth of the province’s rural credit cooperative system in August 2003, focusing on A total of 22 counties, municipalities and 83 credit unions with faster loan growth were spot-checked. The inspection situation was carefully and comprehensively analyzed and comprehensively analyzed, and corresponding countermeasures and suggestions were put forward.