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首先,监管体制依然不顺。目前对保险业的本外币业务管理,分属于保监会和外汇局,两个监管部门在政策和管理上缺乏协调和配合,极易出现监管“真空地带”。其次,政策法规不健全。目前尚无专门的外汇保险业务管理规定,对保险公司受理外汇保险业务保费收入是否以外币结算亦未
First, the regulatory system is still not smooth. At present, the management of local and foreign currency businesses in the insurance industry belongs to the CIRC and the SAFE. The two regulatory departments lack coordination and cooperation in policies and management, and the “vacuum zone” of regulation is extremely vulnerable. Second, policies and regulations are not sound. There is no specific foreign exchange insurance business regulations, the insurance company to accept foreign exchange insurance premium income is not denominated in foreign currency nor