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理财案例:张斌,9年的儿科副主任医师,3年的儿科主任医师,在儿童医院深得病人家属的喜欢。年近半百,税后年薪12万元,不用为柴米油盐操心,为了圆梦,希望开一家私人诊所。妻子刘女士,是当地医院的护士,税后年薪7万元,非常支持老公的决定,甚至愿意辞职帮老公圆梦。夫妇两人育有一子,21岁,在当地大学读一年级,每年学杂费需1万元,一家三口的衣食住行,每月需6000元左右。每年安排一次全家旅行,预算2万元。资产方面,家庭存款20万元,一套住房,市值80
Financial cases: Zhang Bin, 9 years of pediatrics deputy chief physician, pediatric chief physician for 3 years, won the favor of patients and their families in Children’s Hospital. Nearly half a year, after-tax annual salary 120,000 yuan, do not worry about the daily necessities, in order to realize their dreams, hope to open a private clinic. Wife Ms. Liu, a nurse at a local hospital, earns an annual salary of 70,000 yuan after tax, greatly supports the decision of her husband and is even willing to resign to help her husband realize her dream. The couple have a son, 21 years old, first year at a local college, annual tuition required 10,000 yuan, a family of three basic necessities of life, about 6000 yuan a month. Arrange a trip to the whole family every year with a budget of 20,000 yuan. Assets, the family deposits 200000 yuan, a housing, the market value of 80