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近年来 ,保险业在中国逐步启动并大有发展之势 ,市场经济对计划经济的取代是其根本动因。我国《保险法》过于简略 ,难以规范现实生活中存在的所有问题 ,如保险公司的监管问题、保险企业的经营保障问题以及经营出现问题的处理问题。这严重削弱了公众对保险的信赖 ,但问题正在逐步得到解决 ,相应的法律法规正在进一步完善。可以说 ,我们的保险业的监管已经完成了机构独立化、立法专门化、监管综合化的转变 ,其结果是保险业的监督管理正在走向规范化。
In recent years, the insurance industry has been gradually started up in China and greatly improved. The replacement of the planned economy by the market economy is its fundamental motivation. China's “Insurance Law” is too simple, it is difficult to standardize all the problems that exist in real life, such as regulatory issues of insurance companies, insurance business management support and management problems. This seriously weakened the public's trust in insurance, but the problem is gradually being solved and corresponding laws and regulations are being further improved. It can be said that the supervision of our insurance industry has completed the transformation of institutional independence, legislative specialization and supervision and integration. As a result, the supervision and management of the insurance industry are moving towards standardization.