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随着市场化的发展,我国需要进一步的打破金融垄断,促进我国金融市场的繁荣与改革,并带动我国私营企业的活力,使我国的经济增长体系进一步的优化和重组。在这一过程中,中小企业的作用是十分重大的,与城商行的发展相互依存,互相促进。本文探讨中小企业信贷对城商行发展的重要关系,分析中小企业在这一改革进程中将发挥什么样的作用,占据什么样的地位,并探讨城商行的发展方向。
With the development of marketization, our country needs to further break the monopoly of finance, promote the prosperity and reform of China’s financial markets, boost the vitality of our private-owned enterprises and further optimize and reorganize our economic growth system. In this process, the role of SMEs is very significant, interdependent and mutually reinforcing the development of city commercial banks. This article explores the important relationship between SME credit and the development of city commercial banks, and analyzes what role SMEs play in this reform process and what position they occupy. It also explores the development direction of city commercial banks.