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经国务院批准,中国人民银行决定,自7月20日起放开金融机构贷款利率管制,取消金融机构贷款利率7折的下限,但保留个人房贷利率为基准利率7折的下限。
With the approval of the State Council, the People’s Bank of China has decided to release the interest rate controls on financial institutions as of July 20 and cancel the lower limit of 30% on lending rates of financial institutions. However, the minimum interest rate of personal loans should be kept at 30% of the benchmark interest rate.