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今年10月1日施行的《中华人民共和国担保法》规定了最高额抵押。这一制度给抵押人和抵押权人带来了一种简便而富有效率的全新的担保方法,是我国担保立法的一大进步。但是,该项规定的有关条目较为粗略,势必将给实践中的业务操作带来一定难度。本文试对最高额抵押的理论及实务作一初步探讨。
The “Guarantee Law of the People's Republic of China” which came into force on October 1 this year stipulates the maximum amount of mortgage. This system brings a simple and efficient new guarantee method to the mortgagor and the mortgagee, which is a great progress of the guarantee legislation in our country. However, the relevant provisions of this provision are more cursory and will certainly bring certain difficulties to the operational operations in practice. This paper attempts to discuss the theory and practice of the maximum mortgage for a preliminary discussion.