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背景篇改革开放三十多年,中国经济增长迅速,但与之相伴随的是收入差距不断拉大,基尼系数已经超过国际上的警戒线并逐年上升。而现行的金融资金、金融工具资源配置模式是收入分配扭曲的重要原因。金融资源配置的失衡实际上是长期金融不公的结果,要转变金融资源配置失衡的状况,必须要将公平理念贯穿金融资源配置过程的始终。过去,我们片面强调金融效率与金融安全,现在应该加入金融公平的要求,使金融不再成为少数人的专属,而是构建一个普惠金融体系。
Background With more than 30 years of reform and opening up, China’s economy has grown rapidly. However, accompanied by its ever-widening income gap, the Gini coefficient has surpassed the international warning line and has been rising year by year. The current financial funds, financial instruments, resource allocation model is an important reason for distorted income distribution. The imbalance of financial resource allocation is actually the result of long-term financial inequality. To change the unbalanced allocation of financial resources, we must change the concept of fairness throughout the process of financial resource allocation. In the past, we emphasized financial efficiency and financial security in a one-sided manner. We should now join the demand of financial fairness so that finance will no longer be exclusively owned by the minorities, but instead will build an inclusive financial system.