论文部分内容阅读
随着社会各方面发展速度的加快,全球对医疗保险的关注度持续处于增长状态。当前,人们常选择的医疗保险无非是社会医疗保险和商业医疗保险两类。但是,在实践的验证下,我们不难发现这两种医疗保险并不能真正地解决看病问题,所以,我们迫切地需要一种更加完善的医保制度,商业补充医疗保险应运而生。下文将详细地解释商业补充医疗保险在首批试点——太仓的运行模式,并从中给出一些建议,以期完善这种保险制度。
With the acceleration of the development of all sectors of society, the global concern about medical insurance continues to grow. At present, people often choose the medical insurance is nothing more than social health insurance and commercial medical insurance two categories. However, in practice, we can easily find out that these two kinds of medical insurance can not really solve the problem of medical treatment. Therefore, we urgently need a more complete health insurance system, and commercial supplementary medical insurance emerges as the times require. The following will explain in detail the operating mode of commercial supplementary medical insurance in Taicang, the first pilot project, and give some suggestions to improve this insurance system.