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我国养老保险从90年代开始改革以来,已取得一定成就。但仍然存在统筹层次过低、个人账户空账、养老基金偿付能力不足等问题。尽管中央从 1997年就开始努力建立统一制度、统一标准、统一管理和统一调剂使用基金的社会统筹的养老保险制度,党的十六届三中全会也明确指出要逐步将社会统筹的层次提高到省级,并在条件具备时实行全国统筹,但由于不同地
China’s pension insurance has made some achievements since the reform began in the 1990s. However, there are still some problems such as too low overall co-ordination levels, empty personal accounts and insufficient pension fund repayment capacity. Although the Central Government began efforts in 1997 to establish a unified system, unify standards, and unifiedly administer and unify the social pooling of pension insurance schemes that regulate the use of funds, the Third Plenary Session of the 16th CPC Central Committee also explicitly pointed out that it is necessary to gradually raise the level of social pooling to Provincial level and implement national co-ordination when the conditions are ripe, but because of the differences,