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中国即将加入WTO,外资银行带来的竞争不可避免,因此,可以说中国银行业正面临着前所未有的机遇与挑战。为了应对挑战,国内的银行一方面从基础抓起,大力加强自身建设,引进吸收国际先进管理模式,建立有效的内控机制;另一方面加大科技投入,提高产品创新能力,不断增加服务功能上的科技含量,成为新技术应用与电子商务基础设施建设中的佼佼者。
With China’s imminent accession to the WTO, the competition brought by foreign banks is inevitable. Therefore, it can be said that China’s banking industry is facing unprecedented opportunities and challenges. In order to meet the challenges, domestic banks started from the foundation, vigorously strengthened their own construction, introduced and absorbed international advanced management models and established effective internal control mechanisms. On the other hand, they increased investment in science and technology to improve their product innovation capabilities and constantly increase their service functions Technology content, become a leader in the construction of new technology applications and e-commerce infrastructure.