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近年来 ,随着全球经济景气周期的回落 ,尤其是 9 11事件的冲击 ,国际保险业呈现新的特点 ,保险公司之间购并、重组频繁 ;经营战略调整 ,收缩业务 ;积极开拓新的产品销售渠道 ;引入新方法强化对资产运营的风险控制 ;保险监管因国情不同而有多种模式。适应国际保险市场变化的新趋势 ,我国保险公司应进一步转变经营观念 ,加强内控制度建设 ;开拓新的保险产品销售渠道 ;培育高素质保险资金运用队伍 ,从粗放型投资运营向风险收益并重的组合型投资管理转换 ;完善保险法规 ,加强保险监管 ;加强与国际保险界的交流与合作。
In recent years, with the global economy sentiment cycle down, especially the impact of the 9/11 incident, the international insurance industry has taken on new features. The insurance companies have been merged and reorganized frequently; the business strategy has been adjusted and the business has been shrinking; the new product sales have been actively explored Channels; introduce new methods to strengthen the risk control over asset operations; and insurance regulation has various modes due to different national conditions. To adapt to the new trend of international insurance market changes, China’s insurance companies should further change their business ideas, strengthen the construction of internal control system, open up new sales channels for insurance products, foster the use of high-quality insurance funds and make a combination of extensive investment operation and risk return Type investment management transformation; improve insurance laws and regulations, strengthen insurance supervision; strengthen exchanges and cooperation with the international insurance community.