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除了基础设施拉动外,另外拉动经济增长至关重要的因素就是消费,在金融危机蔓延的情况下,信心的缺失无疑会让老百姓消费更加谨慎。西方发达国家的消费占其经济增长的比重都在70%左右,与之相比,消费一直是我国经济发展的“软肋”。长期以来,一直存在着消费不旺、消费不足的问题。要能采取有力措施促进消费,对中国经济增长方式将是很大的调整。为此金融专家、中国银联总裁许罗德先生谈了他对信用卡市场的见解,为我们的“卡式生活”提供些建议。
In addition to stimulating infrastructure, the key factor that otherwise drives economic growth is consumption. In the context of the financial crisis, the lack of confidence will undoubtedly lead to more cautious consumer spending. In Western developed countries, consumption accounts for about 70% of its economic growth. In contrast, consumption has always been the “soft underbelly” of China’s economic development. For a long time, there has been a problem of poor consumption and insufficient consumption. To be able to take effective measures to promote consumption will greatly adjust China’s economic growth mode. To this end, Mr. Xu Rod, a financial expert and president of China UnionPay, talked about his opinions on the credit card market and provided suggestions for our “card-based life.”