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城镇居民的收入与消费问题关乎国计民生,始终是社会各界密切关注的热点。本文采用国家统计局陕西调查总队翔实的国家城镇住户调查数据,将居民按可支配收入指标划分为五个收入层次建立面板数据模型,剖析不同收入阶层的消费特征。结果表明不同收入阶层的居民消费行为存在明显差异,低收入阶层收入增长对消费的拉动作用相对于高收入阶层更为突出。为此建议,区分不同收入阶层,针对消费不同分类特征分别进行引导。
The income and consumption problems of urban residents are related to the national economy and the people’s livelihood and have always been the focus of close public concern in the community. In this paper, the National Bureau of Statistics Shaanxi Investigation Corps informative national urban household survey data, the residents according to disposable income indicators divided into five income levels to establish panel data model to analyze the consumption characteristics of different income strata. The results show that there are obvious differences in consumer behavior among different income groups. The driving effect of the growth of low-income income on consumption is more prominent than that of the high-income groups. To this end, it is suggested that different income groups should be differentiated and different consumption characteristics should be guided respectively.